The New Indian Express ·
29% Jan Dhan accounts inoperative in Gujarat
AHMEDABAD: Though Gujarat has crossed two crore PM Jan Dhan accounts, 57.50 lakh accounts, or 28.6% of the total, are classified as inoperative, as per the latest RTI data issued by the Department of Financial Services.
Despite Gujarat recording a lower zero-balance share and higher average account balance than the national average, nearly three in every 10 accounts being inoperative raises questions over the active use and continuity of financial-inclusion accounts.
The reply was issued to RTI applicant Chandra Shekhar Gaur of Madhya Pradesh, with the annexure providing state-wise PMJDY data as on August 12, 2026. According to Gujarat’s entry, the state has 2,01,07,123 PM Jan Dhan accounts, holding a combined Rs 12,804.16 crore.
